Our Process
Working Together
Investing can feel overwhelming with so much conflicting information available. At Vector Financial Solutions, we simplify the process by carefully analyzing your options and crafting a personalized investment plan that aligns with your goals. Our focus is on clear, strategic guidance to help you make informed decisions and achieve long-term financial success.
We identify your goals
Are you accumulating funds for retirement?
Are you retired and seeking monthly income?
Are you divorcing and seeking guidance with the division of assets?
Are you a business owner needing guidance with a retirement plan?
Are you an executive needing guidance with corporate benefits?
Have you recently sold a business?
We prepare an investment plan for your unique situation
We prepare an investment plan based on our discussions and sort through the maze of investments narrowing them by strict criteria, including:
Track record
Stability of the organization
Expense ratios and fees
Performance relative to assumed risk and peer group
We talk about your comfort level with risk
Are you a market watcher, or are you less concerned with such matters?
Are you an experienced investor or new to investing?
We review the risks of not only being too aggressive, but being too conservative
We explain and review the concept of standard deviation as a tool to help measure and track risk
We implement your plan.
We establish your account with the following considerations:
We implement with a fee-based accounts rather than charging commissions to reduce conflicts of interest. We often recommend low cost ETFs and mutual funds.
Is the registration consistent with avoiding probate if possible? Do you have a trust?
If an IRA is your beneficiary designation complete and does it provide the most flexibility and tax advantages to your heirs?
Would you like online access your account?
We monitor progress and keep you informed.
We recommend changes when an investment fails to meet its objectives or certain criteria.
